Insights & Education

The Mach FT Learning Center.

Clear, practical guides on life insurance, long-term care, annuities, and more — for the advisors who place them and the clients who depend on them.

Audience:

Guides & Insights

8 articles

Long-Term CareFor advisors 7 min read

How to Introduce Hybrid LTC in Annual Reviews

Most clients want long-term care coverage but never get asked. Here is a low-friction way to raise it in annual reviews and move toward a funded hybrid plan.

Mach FT Product Desk Jun 12, 2026

Read

Life InsuranceFor clients 7 min read

Term vs. Whole vs. Indexed Universal Life: How to Choose

The three most common types of life insurance solve very different problems. Here is how term, whole life, and IUL compare — and a simple way to decide.

Mach FT Product Desk Jun 12, 2026

Read

AnnuitiesFor advisors 8 min read

Positioning Annuities for Guaranteed Retirement Income: An Advisor Guide

Clients fear running out of money more than almost anything. Here is how to position guaranteed income with annuities — and pick the right vehicle for the goal.

Mach FT Product Desk Jun 11, 2026

Read

Life InsuranceFor advisors 8 min read

Positioning Indexed Universal Life for Accumulation: An Advisor Guide

IUL is powerful when it is funded and framed correctly — and a liability when it is not. A practical framework for positioning accumulation-focused IUL.

Mach FT Product Desk Jun 11, 2026

Read

DisabilityFor clients 6 min read

Disability Insurance for High Earners: Why Group Coverage Falls Short

Your ability to earn is your largest asset — and group coverage usually protects only part of it. Here is what high earners miss about disability insurance.

Mach FT Product Desk Jun 10, 2026

Read

Long-Term CareFor clients 6 min read

Is Hybrid Long-Term Care Insurance Worth It?

Hybrid LTC policies fix the biggest complaint about traditional long-term care insurance — "use it or lose it." Here is how they work and when they make sense.

Mach FT Product Desk Jun 9, 2026

Read

UnderwritingFor advisors 8 min read

Placing Impaired-Risk Life Cases: An Underwriting Playbook

A rated or declined case is not the end of the road. Here is how to work impaired-risk life cases — pre-screen, shop informally, and package them to win the best offer.

Mach FT Underwriting Desk Jun 8, 2026

Read

AnnuitiesFor clients 6 min read

MYGA vs. Fixed Indexed Annuity: Which Fits Your Goals?

Both protect principal, but they grow your money very differently. A clear comparison of multi-year guaranteed annuities and fixed indexed annuities.

Mach FT Product Desk Jun 5, 2026

Read

Get new guides by email

New articles, carrier insights, and case ideas — delivered as they publish. No spam.

Suggest a topic

What should we cover next?

A client objection, an underwriting puzzle, a product comparison — tell us and we’ll write it up.

Let’s Start the Conversation.

Whether you’re exploring a new BGA relationship, looking for support on a complex case, or simply curious about what Mach FT can offer, we’d love to connect.

There’s no obligation, no pressure, and no commitment—just a conversation about how we can help you grow your business and deliver better outcomes for your clients.

Fast Response

From a team that values your time

Expert Guidance

Dedicated Insurance Specialists